Finance

Tools for financial management and investing.

Advanced Compound Interest Calculator

Project savings with principal, monthly deposits, return, years, and compounding frequency.

Annuity Payout Calculator

Calculate a level withdrawal from a balance over a fixed period with investment return.

APR Calculator

Estimate annual percentage rate from loan amount, finance charges, and term.

Auto Loan Calculator

Calculate car loan payments after down payment, trade-in value, interest, and term.

Bond Duration and Convexity Calculator

Estimate bond price, Macaulay duration, modified duration, and convexity from coupon, yield, maturity, and payment frequency.

Bond Yield Calculator

Estimate coupon income, current yield, and approximate yield to maturity for a bond.

Break-Even Calculator

Find the sales volume and revenue needed to cover fixed and variable costs.

Budget Calculator

Plan monthly income across essentials, debt, savings, and flexible spending with clear budget ratios.

Business Valuation Calculator

Business Valuation Calculator turns revenue, margin, expenses, growth, and risk into profit and valuation indicators.

Call Option Break-Even Calculator

Estimate call option premium cost, break-even price, intrinsic value, and possible return at a planned exit price.

Capital Gains Tax Scenario Calculator

Capital Gains Tax Scenario Calculator projects growth after contributions, fees, and taxes so long-term drag is visible.

Cash Conversion Cycle Calculator

Estimate cash conversion cycle, cash tied in operations, carrying cost, and days of revenue locked in working capital.

Cash Flow NPV Calculator

Estimate net present value, profitability index, and discounted payback for a growing cash flow.

Casino Bonus EV Calculator

Estimate casino bonus expected value from wagering requirements, RTP, game contribution, cashout caps, max bet limits, and completion risk.

CD Calculator

Estimate certificate of deposit maturity value, interest earned, taxes, early withdrawal penalty, and effective annual yield.

Churn Impact Calculator

Churn Impact Calculator turns revenue, margin, expenses, growth, and risk into profit and valuation indicators.

Coast FIRE Planner

Estimate the invested amount you need today for your portfolio to coast toward a future FIRE target.

College Savings Projection Calculator

College Savings Projection Calculator compares target capital with projected savings under return, contribution, and withdrawal assumptions.

Commercial Lease Yield Calculator

Commercial Lease Yield Calculator models income, recurring costs, debt service, vacancy, reserves, and yield for a more realistic cash-flow view.

Commercial Rent Indexation Calculator

Forecast indexed rent, present value, vacancy impact, effective monthly rent, and fit-out payback for a commercial lease.

Commission Calculator

Calculate commission, base pay, and total pay from sales and commission rate.

Compound Interest Calculator

Calculate the future value of your investment with compound interest.

Credit Card Interest Stress Calculator

Credit Card Interest Stress Calculator compares payoff speed, interest, fees, and extra-payment impact using an amortization-style simulation.

Credit Card Payoff Calculator

Estimate payoff time and interest for a credit card balance with fixed monthly payments.

Currency Hedge Calculator

Compare hedged and unhedged domestic value for a future foreign-currency cash flow.

Customer Lifetime Value Calculator

Customer Lifetime Value Calculator turns revenue, margin, expenses, growth, and risk into profit and valuation indicators.

Debt Consolidation Sensitivity Calculator

Compare current debt payoff with a consolidation offer, including fee, new payment, total cost, and break-even months.

Debt Snowball vs Avalanche Calculator

Debt Snowball vs Avalanche Calculator compares payoff speed, interest, fees, and extra-payment impact using an amortization-style simulation.

Debt-to-Income Calculator

Estimate your debt-to-income ratio with current debts and a proposed new payment.

Discount Calculator

Calculate sale price, savings, and effective discount when one or two discounts apply.

Dividend Discount Model Calculator

Estimate Gordon-growth intrinsic value, dividend yield, margin of safety, and future value from dividend growth assumptions.

Dividend Reinvestment Calculator

Dividend Reinvestment Calculator projects growth after contributions, fees, and taxes so long-term drag is visible.

Dollar-Cost Averaging Simulator

Project recurring investments with return, volatility, contribution share, and stress-drop scenarios.

EBITDA Debt Service Coverage Calculator

Calculate debt service coverage after maintenance capex and cash taxes, including covenant cushion and cash reserve months.

Effective Annual Rate Calculator

Convert nominal interest and compounding frequency into an effective annual rate.

Emergency Fund Calculator

Calculate how many months your savings cover and how much more you need.

Equipment Lease ROI Calculator

Equipment Lease ROI Calculator models income, recurring costs, debt service, vacancy, reserves, and yield for a more realistic cash-flow view.

FIRE Number Calculator

Estimate your FIRE number, projected portfolio growth, funding gap, and annual savings needed for financial independence.

Fuel Cost Calculator – Trip Consumption & Price

Estimate fuel use, euro cost per trip, unit cost per km, and annual impact for repeating the same route.

Hourly to Salary Calculator

Convert an hourly wage into annual and monthly gross and estimated net pay.

House Affordability Calculator

Estimate an affordable home price from income, debts, down payment, rate, and term.

Inflation Calculator

Estimate future prices and purchasing power after annual inflation.

Inventory Carrying Cost Calculator

Estimate annual carrying cost from capital, storage, insurance, tax, and shrinkage assumptions.

Investment Fee Impact Calculator

Compare portfolio growth before and after annual fund or advisory fees.

Late Payment Interest Calculator

Calculate late payment interest and total amount for overdue payments.

Lease Payment Calculator

Estimate a lease payment from asset price, residual value, money factor, term, and down payment.

Loan Calculator

Calculate monthly payments, total costs, and loan amortization schedule.

Loan Comparison Calculator

Loan Comparison Calculator compares payoff speed, interest, fees, and extra-payment impact using an amortization-style simulation.

Markup Calculator

Find markup, margin, and profit from item cost and selling price.

Mortgage Calculator

Calculate mortgage payments with payment holidays, interest rate comparisons, and detailed amortization schedules.

Mortgage Payoff Calculator

See how extra monthly payments can shorten a mortgage and reduce interest.

Mortgage Stress Test Calculator

Test a mortgage payment against a higher interest rate and compare the stressed housing ratio and debt-to-income ratio.

Net Income Calculator

Convert gross income to estimated net income after taxes and deductions.

Net Worth Calculator

Add assets and liabilities to estimate net worth, liquid net worth, debt load, and investment share.

Parametric Value at Risk Calculator

Estimate portfolio value at risk from value, expected return, volatility, confidence z-score, and time horizon.

Pay Raise Calculator

Calculate a salary increase, new annual pay, monthly difference, and first-year compensation.

Pension Lump Sum Calculator

Pension Lump Sum Calculator compares target capital with projected savings under return, contribution, and withdrawal assumptions.

Portfolio Fee Drag Calculator

Portfolio Fee Drag Calculator projects growth after contributions, fees, and taxes so long-term drag is visible.

Profit Margin Calculator

Work out gross profit, margin, markup, and cost ratio from revenue and cost.

Real Estate Vacancy Stress Calculator

Real Estate Vacancy Stress Calculator models income, recurring costs, debt service, vacancy, reserves, and yield for a more realistic cash-flow view.

Real Return After Tax Calculator

Convert nominal investment return into after-tax, after-fee, inflation-adjusted annual return and long-term purchasing-power growth.

Refinance Break-Even Calculator

Calculate how many months it takes for refinancing savings to cover closing costs.

Rent Affordability Calculator

Compare rent and utilities with monthly income and a target housing-cost ratio.

Rent vs Buy Calculator

Compare renting and buying with mortgage costs, ownership expenses, equity, appreciation, and break-even timing.

Rental Property Cash Flow Calculator

Rental Property Cash Flow Calculator models income, recurring costs, debt service, vacancy, reserves, and yield for a more realistic cash-flow view.

Retirement Savings Calculator

Project retirement savings from current balance, monthly deposits, return, and years.

Risk-Adjusted Portfolio Calculator

Compare portfolio return with volatility, beta, benchmark return, Sharpe ratio, Treynor ratio, and alpha.

ROI Calculator

Calculate return on investment from initial cost, final value, and extra expenses.

RSU Vesting Tax Planner

Estimate vested RSU value, withholding, after-tax proceeds, and upside from a planned sale price.

Rule of 72 Calculator

Estimate doubling time for savings or prices from an annual growth rate.

SaaS MRR Forecast Calculator

SaaS MRR Forecast Calculator turns revenue, margin, expenses, growth, and risk into profit and valuation indicators.

Safe Withdrawal Calculator

Safe Withdrawal Calculator compares target capital with projected savings under return, contribution, and withdrawal assumptions.

Sales Tax Calculator

Add sales tax to a pre-tax amount and see the tax amount and final total.

Savings Goal Calculator

Calculate how much you need to save monthly to reach your savings goal.

Sinking Fund Calculator

Calculate the monthly deposit needed to reach a future savings target.

Straight-Line Depreciation Calculator

Calculate annual depreciation, accumulated depreciation, and book value for an asset.

Student Loan Extra Payment Calculator

Student Loan Extra Payment Calculator compares payoff speed, interest, fees, and extra-payment impact using an amortization-style simulation.

Subscription Pricing Break-Even Calculator

Model user break-even, churn replacement cost, contribution margin, and profit at a target subscriber count.

Tax-Equivalent Yield Calculator

Tax-Equivalent Yield Calculator projects growth after contributions, fees, and taxes so long-term drag is visible.

VAT Calculator – Calculate Value-Added Tax

Calculate VAT amount, net price, or gross price from one entered value and a selected value-added tax rate.

Working Capital Calculator

Measure working capital, current ratio, and quick ratio from balance-sheet inputs.